LENDER TO RESIDENTIAL PROPERTY DEVELOPERS​
Hypotek Capital combines the strength of institutional capital with a personal director-led service for experienced real estate developers that require development loans and bridging loans to invest in and improve the built environment.
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We are a principal lender that lends for the short term but applies long term thinking to transactions and relationships. We strive to maintain a balance between traditional customer service values and a modern lending approach.
Our understanding of the needs of developers and construction companies allows us to use joined up thinking to provide our clients with a supportive and insightful real estate finance journey - just one of the reasons they keep coming back to us.
LOAN PRODUCTS
BRIDGE LOANS
Purchase Your Property Quickly and Safely
We understand the time pressure involved in purchasing a property or development project and will help you navigate the process quickly and efficiently
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£1m - £10m
DEVELOPMENT LOANS
Getting Ready For The Construction Phase
Facilitating the creation of new homes or the re-imagination of existing spaces is Hypotek’s passion. Our Relationship Directors will help ensure that all risks have been assessed with you so that construction can begin quickly.
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£2m - £10m
EXIT LOANS
Time And Space To Get The Right Price
Purchasers can be slow to commit to a purchase. Hypotek’s exit bridge loans give you the time you need to get the maximum price for your completed development units.
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£2m - £10m
DEVELOPMENT FINANCE GUIDE
AND CRITERIA
To view a copy of Hypotek Capital's Development Finance Guide please click on the button below.
FOUNDERS
The founders of Hypotek have extensive experience both as principal real estate developers and providers of debt finance over the last decade. They have used this experience to establish an ethos of excellence in everything we do at Hypotek.

Amit was a property lawyer at Taylor Wessing and investment director of one of the largest foreign capital development companies in the Baltics, before becoming involved in debt finance. He has been involved in lending hundreds of millions of pounds to SME developers.

Nikolay was an investment manager for LiplLaar and a management consultant for goetzpartners, as well as a principal developer, before becoming involved in debt finance. He has been involved in lending hundreds of millions of pounds to SME developers.
FEATURED LOANS

Product:
Refurbishment
Loan Value:
£15.2m
Location:
Finchley
Area:
London
Overview:
Conversion and new build to create 45 one, two and three bedroom apartments
“We liked Hypotek’s warm disposition and and pro-active approach. Having a decision maker available to us at all times has been hugely beneficial in ensuring a smooth process and this has been evident both before and after completion” Varis Group

Product:
New Build
Loan Value:
£3.0m
Location:
Finchley
Area:
London
Overview:
New build mixed use scheme of 7 one and two-bedroom apartments and high quality serviced offices
“Delighted to have worked with Hypotek on another deal which will bring our retained portfolio to more than 100 units. Hypotek’s systems have again assisted us in assessing the transaction. We look forward to continuing to establish a long-term partnership with them” Varis Group

Product:
Refurbishment
Loan Value:
£4.0m
Location:
Billericay
Area:
Essex
Overview:
Refurbishment to create 20 studio, one and two-bedroom apartments and 3 prime retail units
“Hypotek understands that development projects evolve and structured our loan so that we had certainty of funding as we made enhancements to the property via new planning approvals. We hope to partner with Hypotek again on other schemes we are working on” Klara Homes
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Product:
Exit Bridge
Loan Value:
£2.3m
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Location:
Pollards Hill
Area:
London
Overview:
New build development of 4 family houses and 4 one bedroom apartments
“Hypotek have been pro-active, flexible and pragmatic from the start. We look forward to working with them again on some of our upcoming projects” Quantum Group

Product:
New Build
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Loan Value:
£2.0m
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Location:
Gerrards Cross
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Area:
Buckinghamshire
Overview:
New build development of modern apartments, with landscaped gardens and parking
“Working with Hypotek is more of a partnership than a traditional client and lender relationship. Their knowledge about property development and their due diligence process gave us the further reassurance that our investment is sound” Mahfields
CONTACT US
If you have any financing requirements, or would like some early stage advice about your project, please get in touch with us
CONTACT DETAILS
Hypotek Capital


Amit Majithia

Nikolay Petkov