REAL ESTATE FINANCE FOR DEVELOPERS AND INVESTORS

Hypotek combines the strength of institutional capital with a personal director-led service for experienced real estate investors and developers that require development and bridging loans to invest in and improve the built environment.

Hypotek is a principal lender that lends for the short term but applies long term thinking to transactions and relationships. We strive to maintain a balance between traditional customer service values and a modern lending approach.

 


Understanding the needs of developers and construction companies allows us to use joined up thinking to provide our clients with a supportive and insightful real estate finance journey.

 
 

LOAN PRODUCTS

BRIDGE LOANS

Purchase Your Property Quickly and Safely

We understand the time pressure involved in purchasing a property or development project and will help you navigate the process quickly and efficiently

DEVELOPMENT LOANS

Getting Ready For The Construction Phase

Facilitating the creation of new homes or the re-imagination of existing spaces is Hypotek’s passion. Our Relationship Directors will help ensure that all risks have been assessed with you so that construction can begin quickly.

PART-COMPLETE PROJECT LOANS

A Solution For Every Problem

Not all developments go according to plan, but Hypotek is experienced in dealing with projects that have encountered a cost overrun or delay and which require an urgent solution to take it through to completion. We will refinance the existing debt and all remaining construction costs.

EXIT LOANS

Time And Space To Get The Right Price

Purchasers can be slow to commit to a purchase. Hypotek’s high leverage exit bridge loans give you the time you need to get the maximum price for your completed development units.

FOUNDERS

The founders of Hypotek have extensive experience both as principal real estate developers and providers of debt finance over the last decade. They have used this experience to establish an ethos of excellence in everything we do at Hypotek.

IMG_7059.jpg

AMIT MAJITHIA

amit@hypotek.co.uk

  • Grey LinkedIn Icon

Amit was a property lawyer at Taylor Wessing and investment director of one of the largest foreign capital development companies in the Baltics, before becoming involved in debt finance. He has been involved in lending hundreds of millions of pounds to SME developers.

IMG_7027 copy.jpg

NIKOLAY PETKOV

nikolay@hypotek.co.uk

  • Grey LinkedIn Icon

Nikolay was an investment manager for LiplLaar and a management consultant for goetzpartners, as well as a principal developer, before becoming involved in debt finance. He has been involved in lending hundreds of millions of pounds to SME developers.

 

FEATURED LOANS

Product:

Refurbishment

 

Loan Value:

£10.0m

 

Location:  

Finchley  

 

Area:

London

 

Overview:

Refurbishment to create 45 one and two-bedroom apartments

“We liked Hypotek’s warm disposition and and pro-active approach. Having a decision maker  available to us at all times has been hugely beneficial in ensuring a smooth process and this has been evident both before and after completion” Varis Group

Product:

New Build

 

Loan Value:

£3.0m

 

Location:  

Finchley  

 

Area:

London

 

Overview:

New build mixed use scheme of 7 one and two-bedroom apartments and high quality serviced offices

“Delighted to have worked with Hypotek on another deal which will bring our retained portfolio to more than 100 units. Hypotek’s systems have again assisted us in assessing the transaction. We look forward to continuing to establish a long-term partnership with them” Varis Group

 

Product:

Refurbishment

 

Loan Value:

£4.0m

 

Location:  

Billericay  

 

Area:

Essex

 

Overview:

Refurbishment to create 17 studio, one and two-bedroom apartments and 4 prime retail units

“Hypotek understands that development projects evolve and structured our loan so that we had certainty of funding as we made enhancements to the property via new planning approvals. We hope to partner with Hypotek again on other schemes we are working on” Klara Homes

 

Product:

Exit Bridge

 

Loan Value:

£2.3m

Location:  

Pollards Hill  

 

Area:

London

 

Overview:

New build development of 4 family houses and 4 one bedroom apartments

“Hypotek have been pro-active, flexible and pragmatic from the start. We look forward to working with them again on some of our upcoming projects” Quantum Group

Product:

New Build

Loan Value:

£1.5m

Location:  

Gerrards Cross

Area:

Buckinghamshire

 

Overview:

New build development of 6 apartments, with landscaped gardens and parking

“Working with Hypotek is more of a partnership than a traditional client and lender relationship. Their knowledge about property development and their due diligence process gave us the further reassurance that our investment is sound” Mahfields

 
 

CONTACT US

If you have any financing requirements, or would like some early stage advice about your project, please get in touch with us

 LINKEDIN

hypotekcapital

 ADDRESS

35/37 Ludgate Hill, London EC4M 7JN

Thanks! A Hypotek Relationship Director will contact you shortly